Financial Disclaimer
Effective Date: August 27, 2026
1. No Professional Relationship
The use of the Life Budget application does not create a professional-client relationship between you and the application creators. You acknowledge that we are not acting as your fiduciary. The information provided is general in nature and should not be relied upon as a substitute for consultation with qualified professionals who are familiar with your individual needs and circumstances.
2. United States Scope
All projections assume United States federal tax law, United States retirement account types, and United States Social Security. The tool is intended for individuals with United States federal tax filing obligations, including United States taxpayers residing abroad. It does not model the tax law of any other country, and its output should not be relied upon for planning under a non-United States tax regime. If you access the tool from outside the United States, you do so on your own initiative and are solely responsible for compliance with applicable local law.
3. Simulation Accuracy & Algorithmic Limitations
The financial projections and outcomes generated by this tool are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future performance. Calculations are based on assumptions provided by you and mathematical models that may not accurately predict real-world market behavior. While we strive for precision, the algorithms used may contain errors, simplifications, or limitations that could affect the projected outcomes.
4. Assumption of Risk
You agree that you are solely responsible for your financial decisions. Life Budget, Automated Intelligence Systems LLC, and its owners shall not be held liable for any errors, omissions, or damages arising from your use of this tool.